Personal Insurance

Moving generally indicates an exciting time of transition and life change- whether it’s moving from home for the very first time to an apartment or downsizing because the kids have all moved out. Whether you’re handling the move yourself with the help of friends and family or […]

Here’s a little quiz. Where is your Social Security card right now? What about your passport? Your birth certificate? Choose one: In the safe deposit box at my bank or in a locked file cabinet or fire-rated document chest at home I’m not sure, but they must […]

Did you get your kids a smartphone or tablet this holiday season? With schools using technology in classes and kids being exposed to these devices at an early age, the question is often a matter of when, not if. Parents may have questions and concerns about how […]

It goes without saying that one area’s definition of a blizzard is not necessarily another area’s definition. Yet all things being equal – when it’s best to stay home then it’s best to be prepared. Long-range weather predictions for 2014-2015 suggest another cold winter is on its […]

With the holiday season fast approaching, many of us are out shopping and enjoying the festivities. In this joyous atmosphere, we also need to be aware of our surroundings and develop a safe routine because unscrupulous individuals may be out to take advantage of our festive mood. […]

These days it seems most people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information breaches should be of concern to all card users. Important differences between credit cards and debit cards […]

National Teen Driver Safety Week is October 19-25. It’s an exciting time in teens’ lives when they first begin driving, but it’s also an extraordinarily dangerous time as distractions seem to be everywhere. According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle crashes are the […]

For over twenty-three million students nationwide, the school day begins and ends with a trip on a school bus. The greatest risk is not riding the bus, but approaching or leaving the bus. Before children go back to school or start school for the first time, it […]

Test the Rule of 3.6% How do you know if you own enough life insurance? Life Insurance can never replace a husband, wife or parent, but for most it’s intended to restore the income a family depends on in a loved one’s absence. The Rule of 3.6% […]

With schools now full of activity for the fall, school buses are once again traveling the roads. While statistically school buses are the safest method to transport children to school, it’s a good time for parents to remind children to follow safety rules while on the bus […]

Regardless of your location, the summer months are usually the prime part of the year for natural disasters. One of the best and most affordable things we can do to see ourselves through a disaster is to be prepared and one great way is through the use […]

Having a car at college can give a student the freedom to come and go from work or to explore surrounding areas without depending on others. But having a car also means greater responsibility. Here are some common driving situations that you and your college student should […]

Google has unveiled a seemingly truly “driverless” car that lacks a steering wheel, brakes or anything else that allows a driver to control its movements. This actually strikes me as a much bigger deal for the insurance industry than the optionally self-driving cars that have received so […]

When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and confusion for most consumers. Over the years we’ve certainly experienced older, functioning automobiles being “totaled” simply because the frame is bent or […]

When shopping for a new home, some of the same features that lure you in could end up costing you extra in insurance premiums. If you’re like the many buyers who wait until after going into contract to get insurance quotes on a property, you could be […]

So you have car insurance – take a minute to look at your policy. Do you see numbers that look like this — 100/300/100? What do those numbers mean? It is important that you understand these numbers, what they mean and if you have enough liability insurance. […]

We frequently get questions about Umbrella Policies. What are they? Do I need one? Here are a few basic answers: It’s a common misconception that an Umbrella Policy is too expensive and only for rich people. Here’s the reality: the vast majority of our customers’ typical possessions […]